Joseph Pettinella's blog

6 Tips To Make House Hunting Fun For The Kids

There's no doubt that moving is one of life's more stressful events, and it is in everybody's best interest to try to keep the kids happy and feeling secure during the process.

It may take some extra time and patience, but Including your children in your home search can pay off big by helping them better adapt to change and ease their anxiety. 

Here are 6 ideas to get the kids engaged in the move:

Our Favorite Things About Living in LaGrange, Hudson Valley, New York

LaGrange is a charming small town in New York's Hudson Valley with a long history and strong sense of community.  Although there are a lot of great things about LaGrange, we've compiled a short list of some of our favorite things.  We love it here!

Indoor Air Pollution: Do Something About It

According to the EPA, indoor air can be more polluted than the outdoor air, even in the most industrialized cities. In fact, they have found that the air in our homes can have pollutant levels two to five times higher than the outside air, and sometimes even much higher, depending on what furnishings, building materials and cleansers we are using.

Potentially hazardous chemicals, in the form of building materials, furnishings and cleaning products, infiltrate nearly everyone’s home. They’re found in upholstery, manufactured wood products such as plywood and press board, traditional paint, permanent-press fabrics, carpet, vinyl, air fresheners, sealers and adhesives. And they can hang around in the air and carpets for years.

The ill effects of indoor air pollution can range from short-term issues such as irritation of the eyes, nose and throat, to headaches, dizziness and fatigue, and long-term exposure can lead to serious and chronic illnesses, such as respiratory disease, heart disease, or cancer.  It's important to do what you can to improve the quality of the air in your home, even if no family members are having adverse health symptoms. 

Here are some of the main sources of indoor pollution and some things you can do to minimize the effect of them on your family's health.

Single Home Buyer? Here Are A Few Things You Need To Know

Single and thinking about buying your first home?  Make sure you do your research and take your time.  Start learning what you need to know several months before you are ready to start viewing properties.  The more you know and the better prepared you are, the quicker you will find the right home to meet your wants and needs.

There’s a huge sense of independence in owning your own home, being comfortable in your own living environment, and making your own rules and decisions.  

Many single women and men are buying their own homes. In fact, according to the National Association of Realtors® single women accounted for 21% of all home purchases in the year ended this past June, while single men accounted for approximately 10%.

Here are a few important financial tips for single home buyers (women and men):

Have a Great Holiday Weekend!

From All Of Our Families To Yours!

Is The Credit Score You Purchased Online Useless?

Are you under the impression that the credit scores you purchase online from Equifax, TransUnion or Experian are what lenders use to approve and price a home loan?

Then you might be in for a surprise.  Yes, you can buy a score online, but it is not one of the FICO mortgage scores that mortgage lenders use. The actual scores used by lenders can be higher or lower by as many as 75 points or more.

The selling of useless credit scores has become such a big business that the Consumer Financial Protection Bureau (CFPB) is trying to stop the practice.