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Although many homeowners only consider selling during the summer months, there are some advantages to selling in the winter. For instance, the smaller number of homes on the market makes it easier for your home to stand out to potential buyers. Plus, if you manage to create some buzz around your sale, then you might be able to leverage that interest into a higher sale price as buyers compete for the limited homes available. Of course, one of the most important aspects to generating a hot listing (even during the cold months) is proper staging. Keep reading to learn some important tips for staging a home during the winter!

Looking for a great place to find local gifts unlike any others? Then check out the 47th Annual Craft Fair at Dutchess Community College, taking place this weekend, November 24 & 25, in Poughkeepsie! For decades, this event has given area residents an amazing opportunity to purchase one-of-a-kind items on the weekend after Thanksgiving. This year's fair will feature more than 100 incredible artists, which means you are sure to find the right gift for anyone!

Saving for the down payment is understandably regarded as one of the most difficult aspects of buying a home. Although the exact number depends on the purchase price, buyers generally need to come up with tens of thousands of dollars up front in order to take out their mortgage. Of course, any statistic will display a wide range of averages across the nation's fifty states, and both down payment amounts and percentages follow this rule. With that in mind, LendingTree sought to determine which state's buyers were offering up the largest and smallest down payments on their mortgages in Q3. They found that New York came in near the top of the list in both down payment amount and percentage.